Best Credit Card Offers

Cards ranked by total first year value including signup bonus and credits received.

1. The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
1st-Year Value
$4,505
Bonus
250,000
Min. Spend
$20,000
Annual Fee
$895
No Foreign Transaction Fees Lounge Access $400 Travel Credit
Why We Recommend

The 250,000-point offer is near the highest we have ever seen on any Amex, and it comes with full Centurion lounge access and airfare rebates when you book with points.

2. The Platinum Card® from American Express
The Platinum Card® from American Express
1st-Year Value
$3,205
Bonus
175,000
Min. Spend
$12,000
Annual Fee
$895
No Foreign Transaction Fees Lounge Access $600 Travel Credit
Why We Recommend

The default answer to lounge access, with more airline transfer partners than any competing bank currency.

3. Capital One Venture X Business
Venture X Business
1st-Year Value
$2,380
Bonus
150,000
Min. Spend
$30,000
Annual Fee
$395
Why We Recommend

Matches the biggest offer this card has run, and it comes with lounge access, a $300 travel credit and anniversary miles that make the fee a wash.

4. Chase Ink Business Unlimited® Credit Card
Chase Ink Business Unlimited® Credit Card
1st-Year Value
$2,050
Bonus
100,000
Min. Spend
$6,000
Annual Fee
$0
No Foreign Transaction Fees
Why We Recommend

A best-ever 100,000-point offer on a card with no annual fee, and the points move to United, Hyatt and Aeroplan when paired with a Sapphire.

5. Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
1st-Year Value
$2,005
Bonus
100,000
Min. Spend
$5,000
Annual Fee
$95
No Foreign Transaction Fees $50 Travel Credit
Why We Recommend

The 100,000-point offer is an all-time high that has only appeared twice before, on the card most award travelers tell you to get first.

6. Chase Ink Business Preferred® Credit Card
Chase Ink Business Preferred® Credit Card
1st-Year Value
$1,955
Bonus
100,000
Min. Spend
$8,000
Annual Fee
$95
No Foreign Transaction Fees
Why We Recommend

The go-to business bonus for years running, and the points pool with your personal Sapphire.

7. American Express® Business Gold Card
American Express® Business Gold Card
1st-Year Value
$1,865
Bonus
100,000
Min. Spend
$15,000
Annual Fee
$375
No Foreign Transaction Fees $240 Travel Credit
Why We Recommend

Automatically applies 4x to your two biggest business categories every month, no planning required.

8. American Express® Gold Card
American Express® Gold Card
1st-Year Value
$1,675
Bonus
100,000
Min. Spend
$8,000
Annual Fee
$325
No Foreign Transaction Fees
Why We Recommend

The welcome offer is at the top of this card's historical range, on the card that builds a points balance faster than anything else through everyday food spend.

9. Capital One Venture Rewards Credit Card
Venture Rewards Credit Card
1st-Year Value
$1,543
Bonus
75,000
Min. Spend
$4,000
Annual Fee
$95
No Foreign Transaction Fees $250 Travel Credit
Why We Recommend

Flat 2x on everything with real transfer partners and zero mental overhead.

10. Citi® / AAdvantage® Executive World Elite Mastercard®
Citi® / AAdvantage® Executive World Elite Mastercard®
1st-Year Value
$1,410
Bonus
70,000
Min. Spend
$7,000
Annual Fee
$595
No Foreign Transaction Fees Lounge Access $850 Travel Credit
Why We Recommend

An Admirals Club membership that happens to be a credit card, and free authorized users turn it into a family lounge pass.

Advertiser Disclosure: TopMiles may receive compensation when you apply for cards through our links. Card details are accurate as of the last update but may change, so always verify terms on the issuer’s website.